Terms of Use
Last updated:
By using What If I Invested? you agree to the following. We've kept this short and plain — read it once.
Educational use only
This site is an educational and entertainment tool that simulates historical stock outcomes. Nothing on this site is investment advice, a recommendation, a solicitation, or an offer to buy or sell any security or other financial instrument.
We are not licensed by the UAE Securities and Commodities Authority (SCA), the Saudi Capital Market Authority (CMA), or any other regulator. We do not provide regulated financial services in any jurisdiction.
Past performance is not indicative of future results. Historical simulations are an educational exercise — they cannot predict what will happen to a real portfolio.
Data accuracy
We do our best to use accurate historical data, but the underlying providers (EODHD, Yahoo Finance, Frankfurter.app) make no guarantees and we don't either. Some tickers — especially smaller GCC stocks — may have incomplete dividend history, short price history, or missing fundamentals. When we detect a data-quality issue, we flag it in the result with a badge.
Currency conversion uses today's FX rates, not historical rates at each transaction. This is an approximation that the methodology page documents in detail.
Always verify before acting
Before making any real-world investment decision, verify the numbers with a licensed broker or financial adviser. Do not rely solely on this app for any decision that involves money.
Liability
To the maximum extent permitted by law, the operators of this site are not liable for any loss, damage, or claim arising from your use of the site — including but not limited to lost profits, missed opportunities, or decisions taken based on its output.
The site is provided "as is" without warranty of any kind.
Acceptable use
Don't scrape, abuse the API, or attempt to circumvent rate limits. Don't use the site to harass others or build derivative products that misrepresent the data.
Changes
We may update these terms. Material changes will be flagged on the homepage for at least 30 days before they take effect. The "Last updated" date above will always reflect the most recent revision.
Contact
Questions about these terms? Email tariq.almuhairi@gmail.com.